A cantilevered concrete house on the cliff edge facing the Atlantic. Floor-to-ceiling glass opens every main room to the view, and the house is finished in oak, travertine and lime plaster. Viewings are by appointment and always in person.

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Location

Sagres, Algarve

Area guide:

Western Algarve

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Estimated monthly cost

€11,787per month

Deposit30%

Interest rate3.5%

Term30 years

Deposit€1,125,000

Loan€2,625,000

Indicative only. Repayment mortgage, before taxes, insurance and fees.

Purchase costs estimate

€312,450≈ 8.3% of price

Purchase price€3,750,000

IMT (transfer tax)7.5%€281,250

Stamp duty (Imposto do Selo)0.8%€30,000

Notary & registrationest.€1,200

Total on top of price€312,450

All-in€4,062,450

Indicative only, mainland Portugal rates. IMT and Imposto do Selo are set by law and change yearly; notary and registration vary. Not tax advice — confirm with your lawyer or accountant.